Finance

Custom built to deliver a straightforward home loan

Custom built to deliver a straightforward home loan with highly competitive rates, the Astute Simplicity Home Loan™ offers all the essentials and doesn’t charge you for extra features you don’t need. The essentials, smartly done:

1. Expert guidance and support from your broker, making the experience as simple as possible for you
2. Sharp rates to help you save
3. Help when you need it – Your first point of contact is your broker. You can also contact the Customer Care team on 1300 543 558 from 8.00am-7.30pm (AEDT) Monday to Friday for queries on your loan or if problems arise with your debit card.
4. Easy 24/7 ¹ access to your loan online, on your tablet or mobile with Starnet
5. Convenient redraw² access to additional payments on your variable rate home loan funds, via ATMs or EFTPOS, with an optional debit card or a direct debit from your home loan to your everyday bank account
6. Easy additional repayments to your variable rate home loan, at no cost, to help you get ahead
7. Peace of mind that your home loan is with one of Australia’s leading lenders.  The Astute Simplicity Home Loan™ is funded by the Advantedge residential loan program under arrangements with National Australia Bank ³.

The Astute Simplicity Home Loan™ is straightforward and means your focus can be placed on settling your loan and getting into your new home sooner. For more information on the Astute Simplicity Home Loan and other loans that may be suitable for your needs, please contact your Astute finance broker today.

Astute Simplicity Home Loan^TM is funded by the Advantedge Residential Loan program. AFSH Nominees Pty Ltd (AFSH) ACN 143 937 437 Australian Credit Licence 391192 is the program lender and Advantedge Financial Services Pty Ltd (Advantedge) ACN 130 012 930 Australian Credit Licence 391202 is the program loan servicer. The program is funded under arrangements with National Australia Bank Ltd (NAB). Each of AFSH and Advantedge are members of the NAB Group. NAB does not guarantee the obligations of its subsidiaries. For information about Advantedge’s personal information handling, please refer to the Advantedge Privacy Policy.

Guides

Understanding Redraw and Repayments Complaints and Disputes Resolution and Financial Hardship Guide

A loan for every property type you can imagine.

At Astute we make the complicated seem simple and focus on providing jargon free solutions. Common types of property loans include: home loans, construction loans, investment loans, refinancing, bridging finance.

A personal loan for every occasion.

A personal loan can be used for any number of reasons, including: Debt consolidation, holidays, small renovations and small purchases like a car. Featuring a fixed interest rate and set repayments, a personal loan can provide you with certainty when managing the household budget. Take control of your finances or treat yourself with the help of an Astute Mortgage Broker today.

A loan for a new car, truck or motorbike.

Get access to finance for a new or used motor vehicle, allowing you to drive away while spreading your repayments over a period of time. This type of loan is not restricted to cars – it can also be used to purchase a boat, caravan, truck or motorbike. Because your vehicle is used as security, car loans are typically offered at a lower rate than a personal loan, and with the interest fixed for the term of the loan, it’s easier to manage your budget.

A loan for a new boat or caravan.

Whether you’re thinking about a new caravan for a family holiday, or upgrading your boat for the next fishing trip, we have the finance option to make that dream a reality. Loans are available to purchase both new and used goods, and as a secured loan with a fixed rate, they’re a cheaper option than a personal loan and help you manage a budget more effectively.

Get an Astute expert in your corner.

Business borrowing is complex and depends upon a number of factors, such as how the transaction is presented to banks and their exposure to similar lending with other businesses. With your own Astute expert, you can focus on your core business whilst our specialists work out which institution can help. We have a network of industry-leading specialist brokers with extensive knowledge in many higher level lending structures. They also know how vital their ability to make a deal is for your business. Grow your business with the help of an Astute broker today. We can assist with: Business Investment, Commercial Property, Development Finance, Specialist Cash Flow Solutions, Self-Managed Super Funds, Vehicle & Equipment

Astute has experience in specialist industries and can support your growth plans no matter your needs:

• Agriculture, Forestry & Fishing
• Education
• Energy
• Finance
• Government
• Health & Medical
• Hospitality
• Manufacturing
• Mining & Construction
• Retail & Wholesale Trade
• Transport and Storage